A loan with United Finance comes with the opportunity to purchase payment protection and additional products that can add value to you. These products are offered to qualifying customers in conjunction with your loan.
Coverage designed to protect the borrower and his or her estate from the financial burden which may result from a borrower’s death. Credit Life pays a benefit to reduce or eliminate a borrower’s unpaid debt in the event of his/her death.
Coverage to protect a borrower from the financial burden which may result from total disability. Pays a monthly benefit to reduce or replace a debtor’s monthly payment in the event of his/her total disability.
Involuntary Unemployment Insurance (IUI) makes your loan payment (up to the certificate maximum) after you’ve been involuntarily unemployed for 30 consecutive days. The stated numbers of benefits are paid retroactively to your first day of unemployment and continue until exhausted or you return to work.
Coverage paid in the event of injury or death resulting from an accident as specified in the form.
Collateral Protection Insurance
In the event you do not have insurance that adequately covers the collateral pledged as security for a loan, Collateral Protection Insurance (CPI) may be obtained by the lender. CPI provides limited coverage and primarily protects the lender’s interest in the property.
Liberty Motor Club is an emergency roadside assistance program that provides benefits that help keep you and your family from being stranded. Services include: Towing, Battery boost, Lock-out service, Flat tire repair and Emergency roadside service.
For a full detail of benefits and exclusions please refer to the application for membership or contact Liberty Motor Club directly. Please visit our website at www.libertymotorclub.com.
Loan approval and actual loan terms depend on your ability to meet our standard credit criteria (including credit history, income and expenses) and the availability of collateral. Annual percentage rates vary depending on your credit profile and state restrictions.
For residents of Oregon State only: United Finance Company – Oregon Consumer Finance License NMLS # 1144976.
For residents of Washington State only: United Finance Industrial Loan Company – Washington Consumer Loan Company License NMLS # 35954.