About United Finance

United Finance is a locally owned traditional installment lender founded in 1922, and operating 26 branches in Oregon, Nevada, Washington and Idaho. We offer consumer loans for autos, debt consolidation and many other borrowing needs. United Finance also purchases retail installment contracts from auto, motorcycle, and boat dealers, appliance stores, and other sources.

Who is United Finance?

United Finance is a consumer finance company specializing in fast, affordable personal loans. We are headquartered in Portland, Oregon and provide personal, local service at each of our 26 branch locations throughout Oregon, Washington, Nevada and Idaho.

Since 1922

United Finance traces its origin to an automobile financing business founded in 1922 by Ralph C. Parker. In 1944, Ralph C. Parker joined a partnership, United Finance Co., which was the company’s immediate predecessor. United Finance Co. was incorporated March 22, 1954 and Richard H. Parker became president in 1956. Richard H. Parker, Jr. serves as Chairman of the Board with Richard H. Parker, III serving as President and CEO.

Fast, affordable loans

United Finance makes consumer loans directly to individuals for major purchases or just life’s expenses. We have an easy process and fast, affordable loans. Apply online, over the phone or just come into our office.

Serving local auto dealers

We also provide financing of cars by purchasing retail installment contracts from local auto dealers.

In your community

We pride ourselves on being part of the local community and serving customers in person.

Line Drawing Illustration of Pacific Northwest showing branch offices

United Finance News

How to Handle Emergency Expenses During the Holidays

The holiday season often compresses time, money, and expectations. This pressure can turn an ordinary problem...

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United Finance Update: Merging Bend and Redmond for a Stronger Central Oregon Presence

A new chapter for financial services in the Deschutes Valley. At United Finance, we are constantly...

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What Credit Score Do You Need for a Personal Loan?

It’s one of the first questions people ask when they need to borrow money: “Is my...

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United Finance Hosts a Thrilling and Productive Annual Managers Meeting

United Finance Company—a trusted leader in installment loans since 1922—gathered its management team for an unforgettable...

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1922 Ford Model T parked in front of Portland Branch Building
Line Drawing Illustration of Pacific Northwest showing branch offices