Break Free from Credit Card Debt
Consolidate your credit card balances into one manageable loan with United Finance
Overwhelmed by High-Interest Credit Card Balances?
Juggling multiple credit card payments can be stressful and costly. Consolidate your debts into a single loan and simplify your finances.
Simplify Your Finances with United Finance
- Single Monthly Payment: Streamline your finances with one predictable payment each month.
- Flexible Terms: Choose repayment plans that align with your financial situation and goals.
- No Hidden Fees: Transparent loan agreements with no surprises.
Simple and Transparent Application Process
At United Finance, we believe in simplicity and transparency.
Our 3-step application process is designed to get you the funds you need quickly and efficiently:
1
Complete Your Online Application
It just takes a few minutes to provide your information.
- Fast application process
- Free, no application fee
2
Meet with Your Local Loan Specialist
If approved, our loan specialist will contact you to discuss loan options and schedule an appointment at your local office.
3
Sign and Receive Your Loan Proceeds
Sign your loan documents and receive your funds promptly.
Enhance Your Credit Score with Every Payment
Our installment loans are crafted to be more manageable compared to lump-sum payments required by payday and title loans. With consistent and regular payments, you can improve your credit score while managing your finances better.
Our team of skilled loan officers is available at every location to discuss your needs and provide personalized advice. We are dedicated to helping you make informed financial decisions that positively impact your credit profile.
The United Finance Difference
Over 100 years of experience helping customers regain financial control
Thousands of 5-star reviews for exceptional service and support
Transparent, ethical lending with no hidden costs
Dedicated financial experts to guide you through every step
Your success story could be next!
Join thousands of satisfied customers who trust United Finance for their personal loan needs.
Ready to Take Control
of Your Finances?
At United Finance, we understand that life can be unpredictable. Whether you’re dealing with unexpected auto repairs, managing medical expenses, consolidating debt, or planning for significant life events, we’re here to provide the financial support you need when it matters most.
Disclaimer:
Loan approval and actual terms depend on your ability to meet our standard credit criteria, which include an assessment of your credit history, income, and expenses, and may also require the availability of collateral.
Repayment terms range from a minimum of 6 months to a maximum of 60 months.
Annual Percentage Rates (APRs) vary based on your credit profile and applicable state laws. An APR can generally run between 17.99% up to 35.99%.
Representative Example: A $5,000 personal loan with a 24-month repayment term and a 29.99% Annual Percentage Rate (APR) would require 24 monthly payments of approximately $279.54. The total repayment amount would be approximately $6,708.92, including approximately $1,708.92 in finance charges. Actual loan amounts, APRs, repayment terms, and monthly payments will vary based on creditworthiness, underwriting, and applicable state laws. All loans are subject to credit approval. Not all applicants will qualify for the lowest APR or the advertised loan terms.
For residents of Oregon State only: United Finance Company – Oregon Consumer Finance License NMLS # 1144976.For residents of Washington State only: United Finance Industrial Loan Company – Washington Consumer Loan Company License NMLS # 35954.
Visit our corporate office at 515 E Burnside Street, Portland, OR 97214 or contact us for general account wsupport at (503) 238-6464.
Terms and conditions apply. United Finance reserves the right to modify or discontinue products and benefits at any time without notice. To qualify, a borrower must be a U.S. citizen or other eligible status, be residing in either Oregon, Washington, Nevada or Idaho and meet United Finance’s underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates at the time of application and will depend on a variety of factors, including term of loan, evaluation of your creditworthiness, income, and other factors. Rates and Terms are subject to change at any time without notice. United Finance Personal Loans can be used for any lawful personal, family, or household purpose. United Finance provides loans up to $20,000. The average of United Finance Personal Loans funded in 2024 was around $4,800. Information current as of 9/30/2024.