Affordable Auto Loans to Fit Your Budget

Competitive rates and fast approvals, even if your credit isn't perfect.

Why Choose United Finance for Your Auto Loan?

At United Finance, we understand that getting the right vehicle is essential to your daily life. That’s why we offer flexible, straightforward auto loan solutions designed to fit your budget and needs. Whether you’re upgrading your current ride or need a reliable vehicle, we’re here to make the process hassle-free.

Our personal loan options include:

Auto mechanic uses air drill on car wheel

Auto Repairs

Laptop with debt consolidation loan calculator on screen

Debt Consolidation

Monotone blue tinted image of bride, groom, and wedding officiant

Life Events

Close up of hands passing $50 dollar bill to another hand holding more money

Credit Card Debt

Medical Expenses

White sedan car driving on highway

Auto Loans

Simple and Transparent Application Process

At United Finance, we believe in simplicity and transparency.

Our 3-step application process is designed to get you the funds you need quickly and efficiently:

1

Complete Your Online Application

It just takes a few minutes to provide your information.

  • Fast application process
  • Free, no application fee

2

Meet with Your Local Loan Specialist

If approved, our loan specialist will contact you to discuss loan options and schedule an appointment at your local office.

3

Sign and Receive Your Loan Proceeds

Sign your loan documents and receive your funds promptly.

Enhance Your Credit Score with Every Payment

Our installment loans are crafted to be more manageable compared to lump-sum payments required by payday and title loans. With consistent and regular payments, you can improve your credit score while managing your finances better.

Our team of skilled loan officers is available at every location to discuss your needs and provide personalized advice. We are dedicated to helping you make informed financial decisions that positively impact your credit profile.

Your success story could be next!

Join thousands of satisfied customers who trust United Finance for their personal loan needs.

What our clients are saying

Sandra V.
8 hours ago
La Grande, OR United Finance: Samantha & Brenna are totally awesome, very personable and extremely helpful! My transaction was totally seamless! In & Out in no time and on my way to pick up my new to me vehicle! Definitely will be doing more business in the future! Thank you, you Ladies totally Rock!
Yudith Alfonso R.
12 hours ago
Me sentí muy cómoda con el trato de Raul, superó mis expectativas a todas mis preguntas, muy satisfechas su trato
Miklo S.
12 hours ago
They fast and effective when processing my loan and we're willing to answer any questions I had when signing paperwork.
Reece A.
1 day ago
Jalen made the process quick and easy and helped me even with bad credit!!!❤️ don’t hesitate to call
Jessica C.
1 day ago
Very friendly! I would recommend them to everyone!
Elianna O.
2 days ago
Customer service was amazing and very informational. I was given numerous way to help my credit score and other tips to avoid credit hits. Everyone was friendly and they all conducted themselves in a proffesional manner with respect. Thanks again for the help.
Brandy D.
6 days ago
United finance has been a pleasure to work with. This is the second vehicle we have financed through them. They work with your budget and help you when things come up, plus a portal to make payments a breeze. Highly, highly recommend!
Rahman R.
6 days ago
Nice
Wendella R.
1 week ago
I applied online, got a call right away. Had my money in my account within 2 hours of applying. Rina was very helpful. Made this whole process so easy. Thank you

Ready to Take Control of Your Finances?

At United Finance, we understand that life can be unpredictable. Whether you’re dealing with unexpected auto repairs, managing medical expenses, consolidating debt, or planning for significant life events, we’re here to provide the financial support you need when it matters most.

Salem

1040 LANCASTER DRIVE SE
SALEM, OR 97317
Map
Se Habla Español

Disclaimer:

Loan approval and actual terms depend on your ability to meet our standard credit criteria, which include an assessment of your credit history, income, and expenses, and may also require the availability of collateral.
Repayment terms range from a minimum of 6 months to a maximum of 60 months.
Annual Percentage Rates (APRs) vary based on your credit profile and applicable state laws. The maximum APR offered by United Finance will not exceed 39.99%.
Representative Example: A loan of $5,000 with a 24-month term and an APR of 29.99% would result in monthly payments of $269.45, for a total repayment amount of $6,466.80.
For residents of Oregon State only: United Finance Company – Oregon Consumer Finance License NMLS # 1144976. Click here for the NMLS Consumer Access Database
Visit our corporate office at 515 E Burnside Street, Portland, OR 97214 or contact us for general account wsupport at (503) 238-6464.

Terms and conditions apply. United Finance reserves the right to modify or discontinue products and benefits at any time without notice. To qualify, a borrower must be a U.S. citizen or other eligible status, be residing in either Oregon, Washington, Nevada or Idaho and meet United Finance’s underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates at the time of application and will depend on a variety of factors, including term of loan, evaluation of your creditworthiness, income, and other factors. Rates and Terms are subject to change at any time without notice. United Finance Personal Loans can be used for any lawful personal, family, or household purpose. United Finance provides loans up to $20,000. The average of United Finance Personal Loans funded in 2024 was around $4,800. Information current as of 9/30/2024.