WHAT DOES UNITED GROUP INC., & SUBSIDIARIES DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social security number and income
  • Account balances and payment history
  • Credit history and employment information

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons United Group Inc., & Subsidiaries chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does United Group Inc. share?

Can you limit this sharing?

For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes— to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes— information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes— information about your creditworthiness

Yes

Yes

For our affiliates to market to you

Yes

Yes

To limit our sharing

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call 503 238-6464 or go to www.unitedfinance.com

Who we are

Who is providing this notice?

United Group Inc., United Finance Co., United Finance Industrial loan Company, and Financial Insurance Factors, Inc.

What we do

How does United Group Inc. protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does United Group Inc. collect my personal information?

We collect your personal information, for example, when you:

  • Open an account or apply for a loan
  • File an insurance claim or provide employment information
  • Give us your contact information

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • United Group Inc., is a holding company for United Finance Co., United Finance Industrial Loan Company and Financial Insurance Factors, Inc.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • United Group Inc., and its Subsidiaries do not share with nonaffiliates so they can market to you

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • United Group Inc., and its Subsidiaries do not joint market