Rebuilding Bad Credit Banner

Rebuilding Bad Credit

United Finance Co is a leading local family owned consumer finance company founded in 1922, and operating 27 branches in Oregon, Washington, and Nevada.

Bad Credit? We can help.

We offer consumer loans for new and used cars, debt consolidation, and other borrowing needs, even if you have bad credit. If you have had a previous bankruptcy, charge off or collections we may still be able to help. We try harder to say YES, and we make LOANS NOW!! United Finance Co can also work directly with your local new or used auto dealer, furniture stores, and other sources to finance your purchase.

United Finance Co reports to all three of the major credit bureaus and we look forward to helping you rebuild your bruised or damaged credit. If you’re a first time buyer, we can also help establish your credit. Submit an application online or call any of our 24 office locations. You can also come in and visit any of our local offices where we can personally take your application and make your LOAN NOW!

Don’t let a poor credit rating stop you from buying the car you deserve. United Finance Co will work with your “bad credit” rating so that you can go home with with a reliable car with a reliable used auto loan. Less-than-perfect credit can be overcome, you just need the right tools. Don't live another day with bad credit, start rebuilding your credit today.

United Finance 1922

You can still get an auto loan with Bad Credit

Bad Credit Boosts

The best way to repair bad credit is to be responsible over an extended period of time. Pay on time, every time, and you’re on your way to better credit:

  • Work with a lender, like United Finanace Co, that understands the implications of poor credit. We report rigorously to the credit bureaus.
  • Use an online bill payment service to schedule your bills to be paid automatically the day before your due date.
  • Get a savings account at the same time as the car loan.
  • If you run into a situation where you know youll have trouble paying your monthly amount, contact United Finance immediately to discuss options to reduce the impact on your credit score.