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| Q | Who is United Finance Co.? |
| A | United Finance Co. is an Oregon Corporation, wholly owned by United Group, Inc., primarily engaged in the consumer finance business and in the sale of credit insurance. The company has 19 consumer finance offices located in Oregon and related Company operations, under United Group, Inc., with 3 offices in Washington and 1 in Nevada. The Head Office is located in Portland at 515 East Burnside. |
| Q | How Long Has United Finance Co. Been in Business? |
| A | United Finance Co. traces its origin to an automobile financing business founded in 1922 by Ralph C. Parker. In 1944, Ralph C. Parker joined a partnership, United Finance Co., which was the company's immediate predecessor. United Finance Co. was incorporated March 22, 1954 and Richard H. Parker became president in 1956. Richard H. Parker was elected Chairman of the Board and Richard H. Parker Jr. was elected President in 1981. The company officers have a combined total of 238 years with United. |
| Q | What is the Nature of United Finance Co.'s Business? |
| A | United is primarily engaged in making consumer loans directly to individuals and purchasing retail installment sale contracts from dealers. In addition, United sells certain types of insurance, mostly credit life and health insurance through a branch operation doing business as Financial Insurance Factors. |
| Q | Who Are United Finance Co.'s Credit Line Banks? |
| A | United Finance Co. has over 10.5 million in bank lines of credit at US Bank, Union Bank of California, Key Bank, Centennial Bank, Premier West Bank and Bank of the West and 6.5 million issued to related companies under the parent of United Group Inc. at US Bank and Union Bank of California. |