Apply for Payment Protection

We offer a selection of insurance products that will add value to your loan and deliver peace of mind. Credit Life, Disability and Unemployment insurance provide you with payment protection that you will not have to make your loan payments in the case of a covered loss.

Credit Life and Disability Insurance

These products help reduce your financial burden and protect your family. If you die Credit Life Insurance will pay your loan balance as of the date of death up to the insurance maximum for each covered loan balance. If you should suffer a disability and are unable to perform the major duties of your occupation, monthly benefits will be paid according to the amount and term indicated in the certificate schedule. See the certificate of insurance for complete details.

Unemployment Insurance

Unemployment protection makes your loan payment while you’re unemployed (up to the policy maximum) until the maximum monthly benefits have been paid or you return to work. Benefits are paid for both permanent and temporary job loss. You may be terminated permanently or temporarily due to a strike, union dispute or lockout. In either case you are covered. The rates for the coverage you select are reasonable, based on your monthly loan payment. Ask your branch manager for a quote based on your loan payment.) And the premiums are conveniently included in your loan payment. It’s that easy!

UNIPAY Accidental Death, Dismemberment and Loss of Sight Insurance

Protection that you own! Now you can make one payment and have protection against accidental death, dismemberment and loss of sight until you reach the age of 65. Once you have been accepted and paid for this protection, you own it. You cannot be cancelled! If a serious accident occurs, you will be financially prepared for it In addition, you and your family will have the option of receiving the benefits of UNIPAY in one lump sum or in monthly installments. The price of UNIPAY depends on your age and coverage amount. To apply talk to your branch manager. For complete details, including exclusions and limitations, refer to the certificate of insurance.

Continental Car Club

Members of Continental Car Club have peace of mind knowing that when expenses of travel occur; they can call on their club for service:

  • $50.00 Roadside Assistance
  • $50.00 Towing
  • $15.00 Battery Boost
  • $50.00 Lock Out Service
  • $15.00 Flat Repair
Ask your branch manager about purchasing a club membership. You can purchase directly from the branch or finance the membership in your loan.